Ms. Clifton is a results-driven professional, supported by extensive specialized training in banking and finance spanning thirty-one years. With professional development spanning, consumer and commercial lending, risk management, trade financing, SME banking, and customer service, gained through reputable institutions such as Banker Training Limited/ Jamaica Institute of Bankers, Bank of America, the International Finance Corporation, Demerara Bank Limited, Citizens Bank Guyana Inc. and the Canadian Imperial Bank of Commerce (CIBC), she has a well-rounded understanding of financial services and development-oriented practices.